How Do I Check My Roof For Hail Damage

Look at the shingles.

How do i check my roof for hail damage. The easiest way to tell if you have roof damage is to use our hail damage lookup tool. Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. For the harder to see impact areas like the chimney covers below run your chalk sideways over the surface and it will uncover the hail impact points. Check the ridge cap of the roof for dents.

When hail hits it can damage the roof or covering of your home as well as other personal property. Pro tip soak aluminum siding with water from a hose before photographing to make damage more apparent. In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage. Before calling your insurance company you should carefully read through your homeowner s insurance policy.

For the softer metal vents the damage will be much more obvious. Shingles with a granular texture such as those made from asphalt or composite materials may show granular loss that exposes the underlying felt random dents with no perceptible pattern and soft spots on the surface. 2 x research source this area of the roof will receive the most damage from hail since it is flat and. Although hailstorms can be destructive the amount of damage can vary greatly.

If you suspect that your roof has sustained damage from a hail storm the first thing you need to do is inspect the roof for dents dings split shingles and any leaks and cover any damaged areas with a tarp or similar waterproof material to show the insurance company that you made initial efforts to mitigate the damage. But smaller hailstones can also cause damage that may point to hail damage on your roof. In heavy hail storms this damage will be obvious. A reputable roof repair contractor can provide an accurate estimate.

Just type in the address in question and you ll see all the hail events that affected that property within the past year. A deductible is the amount you have to pay toward a loss before your insurance company pays a claim. Look for dents dings chipped surfaces etc. Insurance companies will typically accept claims up to a year after an event but of course this depends on the insurer.

Check the whole shingle as well as the edges for signs of damage. Check your home s siding for splatter marks dents cracks paint chips or holes. Check out all the roof vents and features to look for any damage.