Homeowners Coverage That Replaces Vinyl Siding

Aluminum siding is known as the cheaper alternative to vinyl siding.

Homeowners coverage that replaces vinyl siding. Replacing siding can make your home a lot more attractive giving it a look that adds character and curb appeal. As noted above your homeowners policy will begin by covering the cost of replacing the damaged sections. If only one side of your house has damaged siding your homeowners insurance policy may pay for the cost to replace the siding on the entire house. If you have metal or vinyl siding and have good maintenance on your home you may be able to get the entire siding replaced.

Do you try just replace the panel try to match the colors to the rest of the house. Metal siding is also popular and very durable. Diy or hire a local siding contractors. Does homeowners insurance cover wind damage to siding.

Insurance companies will cover the cost of replacing the damaged sections and then reimburse homeowners up to a certain amount say about 20 000 of the costs to replace the undamaged siding so that the entire house will match. Keep in mind that insurance companies won t be replacing your old siding for normal wear and tear. Vinyl siding is less likely than wood to trap moisture due to the tiny weep holes in the butts of the panels and the fact that it s loosely hung to allow air to circulate behind it. Your vinyl siding blew off.

However that may come at its own price. Your homeowners insurance policy should cover the cost to repair siding that has been damaged by the weather. Aluminum is cheaper because it s less durable than the other types so it may not last as long.